NOTE: If you are applying for a loan for the 2007-2008 academic year, please do not apply until after June 15, 2007.

Welcome parent borrowers

For parent(s)/stepparent(s) who are interested in a Federal PLUS Loan for their dependent PLNU student or students pursuing a graduate degree. Graduate students MUST apply for all of their Stafford eligibility and should consult with the Student Financial Services Office at their Regional Center prior to applying for this loan. In choosing to apply for this loan, the lender will evaluate the borrower's credit. Approval of the loan application is based on the borrower's credit worthiness.

Step 1: Please have the following information available before applying:

• Your Federal PIN (Personal Identification Number) from the Department of Education.
• Your Social Security Number.
• Your State Driver’s License or State ID Card.
• Two Personal References – References must be from different addresses include their phone numbers and e-mail addresses (if available).
• PLNU’s Federal School Code: 001262

Step 2

Apply for a pre-approval online and then complete the PLUS Master Promissory using e-signature. Previous PLUS borrowers should apply with the same lender. When applying, please provide your lender the amount you are applying for in the loan amount box.

Although you can choose any lender, we suggest that you choose a lender from our lender list. Our application process is completely electronic and paperless, although we may certify paper applications. Our lenders were chosen based on their ability to participate in our electronic processes, ease of use of their loan applications, customer service, and borrower benefits. The electronic agreements we have with our lenders, guarantors, and disbursing agents ensure a speedy and timely process for your application.

If you wish to borrow from a lender that is not on our lender list, contact the SFS office before contacting the lender or completing their loan application.

Please complete a loan application for one lender only.

Interest rates, repayment terms, and other federally regulated loan provisions are the same for every lender. However, there are differences in service levels, technology, and repayment incentives. It is best to continue with the same lender each year for ease in maintaining loan records and to avoid multiple monthly payments. The following lenders are committed to providing the highest level of service to our borrowers.

If you need help in choosing a lender, click on the following link before selecting the Lender List link below:

PLNU Guide to Choosing a Lender (PDF)

To apply for your PLUS loan select the link* below:

PLUS Lenders

* You will be directed away from PLNU's Web site and to the lenders site. Please follow the lenders' given instructions on how to continue the application process. NOTES:

• If there are any questions regarding your application, please contact your chosen lender.
• Previous PLUS borrowers should apply with the same lender. When applying please provide your lender the amount you are applying for in the loan amount box.
• New PLUS borrowers will be able apply for their loan online and complete the PLUS Master Promissory using e-signature.
• If your PLUS application is declined, your student may come to the Student Financial Services Office and apply for additional Unsubsidized Stafford Loan.
• Graduate PLUS borrowers must borrow all of their Stafford eligibility prior to applying for this loan.