Applying for your Stafford Loan

Welcome Student Borrowers

To apply for your Stafford Loan please follow the instructions for your borrower status below:
 

New Borrower at PLNU

If you are an Undergraduate or Graduate Student who has not borrowed a Federal Stafford Loan while at PLNU, please click on the link below (Step 1) to begin the process of applying for your loan. This process will take you through 3 steps:

• Step 1 - Please complete the online Entrance Interview, a Federal requirement, informing you (the borrower) of your rights and responsibilities.
• Step 2 - Compare lenders using Elm Select by following the link at the end of Step 1.
• Step 3 - Click on the "Apply Now" link in Elm Select to proceed to Step 3. Complete the Master Promissory Note (MPN) through EdFund, selecting your lender of choice. You will not be able to receive loan funds until all 3 steps are completed.

 

For more details on choosing a lender, click on the following link:

                                          PLNU Guide to Choosing a Lender (pdf)

 

To begin the Stafford loan process select the link* below:

Step 1 - Entrance Interview

*You will be directed away from PLNU's Web site. Please follow the given instructions on how to continue the application process.

EdFund also will communicate with you directly to complete EDTEST and the rest of the Master Promissory Note process. EdFund is not your lender, however, EdFund provides student loan guarantee services (federal insurance) for lenders and support services for schools.

 

 

Prior Borrowers at PLNU

If you have previously selected a lender and completed a Master Promissory Note (MPN) while at PLNU, please click on the link below and follow the instructions to claim your loan on EDFUND’s WebApp. If you wish to change your lender, please contact the SFS Office. If you change your lender, please be aware you will need to complete a new Master Promissory Note (MPN) and you may have two separate billings.

Claiming My Stafford Loan - Prior Borrowers

Note: If you experience any technical difficulties with EDFUND's WebApp site, please contact EDFUND at (888) 715-5797 or use the contact information on their Web site.

Compare the loan amount from your 2008-2009 Financial Aid Award Letter and the amount listed on EDFUND's WebApp site. If the amounts are different, please contact the SFS Office.

If you do not wish to take out the full amount you have been awarded, you can reduce the amount on EDFUND's website. If you decide on a reduced loan amount, please check with the SFS Office to verify that your account costs will be covered.

Reminder: You will be redirected away from PLNU SFS Web site to EdFund’s WebApp site.

Prior Borrower from Other Institutions

If you have previously completed an MPN while enrolled at another institution, click on the following link to complete a Loan Request Form. The Loan Request Form gives us permission to certify a Stafford Loan with your previous lender. Student borrower must complete and submit to the SFS office.

If your previous school participated in the Federal Direct Loan Program (FDLP) and you completed a MPN with that school, you are considered a New Borrower. PLNU does not participate in the FDLP.

Please go to the New Borrower section above.