The following circumstance indicates a need to review your Estate Plan:

Changes in your will or trust:

__ I would like to change the heirs named in my will or trust.

__ I would like to change the amounts of my bequests (cash gifts).

__ I would like to change the Executors or Trustees

Family Changes:

__ My health (my spouse's or children's health) has deteriorated substantially.

__ My spouse has passed away

__ My child (grandchild) has been born (or adopted)

__ A member of the family has become divorced or separated.

__ A child (grandchild) has become handicapped or has passed away.

__ I would like to make gifts to my children (grandchildren)

Gifts to Charities:

__ I would like to designate certain charitable beneficiaries of my will or trust.

__ I would like to change the charitable beneficiaries in my will or trust.

__ I would like to change the amount of my bequests to certain charities

Life Insurance:

__ I have recently added (or dropped) more than $50,000 of life insurance.

__ I have (or would like to) changed the beneficiary on an existing policy.

__ I need more life insurance

__ I need to create a life insurance trust to avoid having my insurance as part of my estate.

Investment Portfolio:

__ I have one or more highly appreciated assets

__ I am not sure if my investments are appropriate for my future plans

__ I am not sure all of my investments are in my living trust.

Other:

__ I have not had a review in the past 4 years.