Refer to the back of your insurance card for coverage information in the event of an emergency.

• HMO health care plans must go to their designated health care providers and/or health care facilities to receive care, unless it is a life threatening situation and an emergency room must be accessed immediately.
• PPO health plans may access any urgent care or emergency facility (except Kaiser).
• Kaiser health plans must access a Kaiser facility.  If it is a life threatening emergency, call 911 or go to the nearest emergency room