Financial Information

Tuition Refunds

Tuition refunds are computed during the fall and spring semesters at the following percentages upon filing a properly executed change of schedule or withdrawal with the Records Office.

  • First Two Weeks of Semester 100%
  • Third Week 75%
  • Fourth Week 50%
  • Fifth through Eighth Weeks 25%

Students are not entitled to any tuition refund after the eighth week of a regular semester. Specific refund dates are published online and in the Lomalink (the electronic university newsletter).  According to federal regulations, if you are receiving federal financial aid and withdraw at any time prior to completion of 60 percent of the semester, a portion of your federal aid may be refunded to the lender or the Department of Education. For additional information, contact Student Financial Services.

All Point Loma students will be enrolled in Tuition Refund Insurance. This coverage provides 100% refund of tuition and fees, up to the policy limits, when a student is unable to complete classes for the semester due to a covered medical reason. You may waive this insurance in the Student Financial Services section of your student portal ( More information will be sent out in early July with your fall bill.

Information Releases

The Family Educational Rights and Privacy Act (FERPA) protects the privacy of your education records. FERPA applies to all schools that offer federal financial aid. It also gives your parents certain rights with respect to your education records. These rights transfer to students when they reach the age of 18 or attend a postsecondary (post-high school) institution.

Information releases in the student portal allow you to determine with whom the university may share personal information, such as grades, health information, and financial statements. Students must log on to their student portal account to establish any release permissions. Student Financial Services is only able to discuss a student's account with individuals who have been granted permission by the student.

Student Health Insurance Policy 

Insurance coverage is an important part of health care which has a direct impact on academic and personal success.  All undergraduate students registered on the PLNU Main Campus are required to have health insurance coverage for illness and injury. To satisfy this requirement, the University provides students with a comprehensive, Affordable Health Care compliant student health insurance plan each year even if they are studying abroad.  Spouses of enrolled students and dependents may apply for coverage under the PLNU Student Health Insurance Plan through the Student Financial Services Office during the first two weeks of the fall and spring semesters.

New and Readmitted Students

The University has provided a comprehensive student health insurance policy for all undergraduate students enrolled on the main campus.  New and readmitted students who desire to keep their health insurance plan must waive the PLNU Student Health Insurance Plan on the Student Portal and provide a copy of the front and back of their insurance card in order to avoid being charged for the full price of the student health insurance plan.  Be advised that charges for the full price of the PLNU Student Health Insurance Plan will be in effect for failure to provide verification of a valid health insurance card on the Student Portal.  The deadline to complete the wavier process is the end of the second week of classes, after which, insurance charges cannot be removed from the student’s account.


Changing Your Health Insurance Plan Preferences

An enrollment window for obtaining the PLNU Student Health Insurance Plan is available during the first two weeks of each semester. This information will be available via Loma Link, Student Financial Services publications and Chapel Slides.  Students can make changes to opt-in or opt-out of the PLNU Student Health Insurance Plan during the enrollment window by contacting the Wellness Center before the enrollment deadline.  Enrollment into the PLNU Student Health Insurance Plan is not available after the second week of classes, except in cases of “involuntary loss of coverage”.  Contact or visit the Wellness Center immediately should changes to your personal health insurance plan occur at any time during the academic year.

Other Related Information 

  • When a student account has a credit balance because of an overpayment or the posting of a student or parent loan, a refund can be requested from Student Financial Services. Refunds require three business days to process. Generally, refunds are issued to the student unless otherwise directed. Students can enroll to receive refunds by direct deposit through their student portal. 
  • Student Financial Services and Cashier Services are located in Draper Hall. Cashier hours are 9 a.m. to 4 p.m., Monday through Friday. 
  • Students may cash personal checks at the cashier’s window. The limit is $50 per check per week. Students must present a current student ID when cashing checks. Only personal checks are accepted; no second-party checks will be cashed. Any returned checks will incur a $25 fee.
  • In addition, an automatic teller machine is located on the first floor of Nicholson Commons. The ATM is a service of America’s Christian Credit Union (ACCU). ACCU members may make deposits to and withdrawals from their CCU accounts at no charge. Non-members are charged a fee of up to $2 per withdrawal. If you have questions, call ACCU at 1-800-644- 7728, or their 24-hour service line at 1-800- 343-6328. An ACCU representative will be on campus during NSO.