Financial Information

Tuition Refunds

Tuition refunds are computed during the fall and spring semesters at the following percentages upon filing a properly executed change of schedule or withdrawal with the Records Office.

  • First Two Weeks of Semester 100%
  • Third Week 75%
  • Fourth Week 50%
  • Fifth through Eighth Weeks 25%

Students are not entitled to any tuition refund after the eighth week of a regular semester. Specific refund dates are published online and in the Lomalink (the electronic university newsletter).  According to federal regulations, if you are receiving federal financial aid and withdraw at any time prior to completion of 60 percent of the semester, a portion of your federal aid may be refunded to the lender or the Department of Education. For additional information, contact Student Financial Services.

As a Point Loma student or family member, you may want to consider Tuition Refund Insurance. This elective coverage provides 100% refund of tuition and fees, up to the policy limits, when a student is unable to complete classes for the semester due to a covered medical reason. More information will be sent out in early July with your fall bill.

Information Releases

The Family Educational Rights and Privacy Act (FERPA) protects the privacy of your education records. FERPA applies to all schools that offer federal financial aid. It also gives your parents certain rights with respect to your education records. These rights transfer to students when they reach the age of 18 or attend a postsecondary (post-high school) institution.

Information releases in the student portal allow you to determine with whom the university may share personal information, such as grades, health information, and financial statements. Students must log on to their student portal account to establish any release permissions.

Student Financial Services is only able to discuss a student's account with individuals who have been granted permission by the student.

Student Health Insurance Policy 

All undergraduate students are required to have health insurance coverage for illness and injury.  To satisfy this requirement, PLNU provides students with health insurance policies each year even if they are studying abroad and regardless of number of units.   Students however, must choose to accept or decline the PLNU student health insurance policy on a yearly basis via the Student Portal.  For those students declining the PLNU insurance they must submit validation of health insurance coverage (i.e., insurance policy name, number and copies of insurance card) on the Student Portal.

It is in the student’s best interest to complete the process for validating health insurance prior to the start of classes Tuesday, September 1, 2015.  The deadline to decline PLNU student health insurance is the end of the fourth week of the semester (Friday, 9/25/15) after which, insurance charges cannot be removed from the student’s account.  Spouses of enrolled students, children and graduate students may apply for coverage under the PLNU insurance plan through the Student Financial Services Office during the first three weeks of the fall and spring semesters. There is no provision for student insurance for new students who enter during the summer session.

Insurance is an important part of health care which has a direct impact on academic and personal success.   It is highly recommended that students and their families thoroughly review their health insurance to discuss access to care while in the San Diego area and plan ahead for possible future needs.

Other Related Information 

  • When a student account has a credit balance because of an overpayment or the posting of a student or parent loan, a refund can be requested from Student Financial Services. Refunds require three business days to process. Generally, refunds are issued to the student unless otherwise directed. Students can email to receive refunds by direct deposit through their student portal.
  • Student Financial Services and Cashier Services are located on the first floor of Draper Hall. Office hours are 9 a.m. to 4:00 p.m., Monday through Friday. 
  • Students may cash personal checks at the cashier’s window. The limit is $50 per check. Students must present a current student I.D. when cashing checks. Only personal checks are accepted; no second-party checks will be cashed. Any returned checks will incur a $25 fee.
  •  In addition, an automatic teller machine (ATM) is located on the first floor of Nicholson Commons. The ATM is a service of America’s Christian Credit Union (ACCU). ACCU members may make deposits to and withdrawals from their ACCU accounts at no charge. Non-members are charged a fee of up to$2.00 per withdrawal. If you have questions, call ACCU at 1.800.644.7728, or their 24-hour service line at 1.800.343.6328. An ACCU representative will be on campus during NSO.