Maintaining Student Health Insurance at Point Loma Nazarene University

All undergraduate students registered on the PLNU Main Campus are required to have health insurance coverage for Sickness and Injury. To satisfy this requirement, the University offers students a Patient Protection and Affordable Health Care Act compliant Student Health Insurance Plan (“the Plan”) each year, even if they are studying abroad.

Eligible Dependents (see page 14 of the health insurance brochure for definition of Dependent) of enrolled students may also be enrolled for coverage under the Plan by completing an enrollment form and submitting it along with the required cost for the coverage through the Student Financial Services Office by the Dependent Enrollment Deadline for the Fall and Spring semesters (see Dependent Enrollment Deadlines an page 6). All undergraduate students registered at the main Point Loma Nazarene University campus are eligible for coverage under the Plan.  Find more information about the PLNU Student Health Insurance Plan.

 

Health Insurance Processes for New and Readmitted Students

Eligible new or readmitted undergraduate students registered in the fall semester will be automatically enrolled in the Plan and the cost for the fall coverage term will be billed to the student’s account unless the student waives coverage by presenting satisfactory evidence of comparable health insurance coverage to the University by the fall insurance waiver deadline date (see waiver deadline dates below).

If a student waives coverage for the Fall, coverage will be automatically waived for the Spring/Summer as well unless the student wants to be covered under the Plan for the Spring/Summer coverage term. In that case, the eligible student must contact the Wellness Center at (619) 849-2574 prior to the Spring/Summer Insurance Waiver Deadline Date (see Waiver Deadline Dates on page 6). PLNU will verify the student’s previous health insurance information is valid for the Spring/Summer term.

Students should contact or visit the Wellness Center immediately should changes to their personal health insurance plan occur at any time during the academic year to discuss your needs for maintaining health insurance. Eligible new and readmitted undergraduate students registered in the spring semester will be automatically enrolled in the Plan and the cost for the Spring/Summer coverage term will be billed to the student’s account unless the student waives coverage by presenting satisfactory evidence of comparable health insurance coverage to the University by the Spring/Summer Insurance Waiver Deadline Date (see Waiver Deadline Dates on health insurance brochure page 6).

 

Health Insurance Processes for Returning Students

Eligible returning undergraduate students maintaining continuous coverage from the prior Policy Year who successfully waived coverage under the 2015-2016 Plan for the Spring/Summer coverage term will have their coverage under the 2016-2017 Plan automatically waived each coverage term. PLNU will verify the student’s previous health insurance information is valid each term.

A student who previously waived coverage under the Plan has the opportunity to elect to be covered under the Plan by contacting the Wellness Center prior to the applicable Waiver Deadline Date (see Waiver Deadline Dates on health insurance brochure page 6).

Eligible returning undergraduate students maintaining continuous coverage from the prior Policy Year who did not waive the coverage under the 2015-2016 Plan for the Spring/Summer coverage term will be automatically enrolled in the 2016-2017 Plan and the cost for coverage will be billed to the student’s account each term unless the student waives coverage by presenting satisfactory evidence of comparable health insurance coverage to the University prior to the applicable insurance Waiver Deadline Date (see Waiver Deadline Dates on page 6). If a student waives coverage for the Fall, coverage will be automatically waived for the Spring/Summer as well unless the student wants to be covered under the Plan for the Spring/Summer coverage term. In that case, the eligible student must contact the Wellness Center at (619) 849-2574 prior to the Spring/Summer Insurance Waiver Deadline Date (see Waiver Deadline Dates on page 6). PLNU will verify the student’s previous health insurance information is valid for the Spring/Summer term.

Students should contact or visit the Wellness Center immediately should changes to their personal health insurance plan occur at any time during the academic year to discuss your needs for maintaining health insurance. An eligible student must actively attend classes at Point Loma Nazarene University for at least the first 30 days of the period for which he or she is enrolled. Except in the case of withdrawal from school due to Sickness or Injury, any student withdrawing from school during the first 30 days of the period for which he or she is enrolled will not be covered under the Plan, and a full refund of premium will be made less any claims paid as verified and approved by the school. Students who withdraw after such 30 days will remain covered under the Plan and no refund will be made. Eligibility requirements must be met each time premium is paid to continue coverage under the Plan.

The Company maintains the right to investigate student status and attendance records to verify that the Policy eligibility requirements have been met. If it is discovered that the Policy eligibility requirements have not been met, the Company’s only obligation is to refund premium less any claims paid. Extended studies students are not eligible for the Plan.

Dependents Students who are enrolled in the Plan may also enroll their eligible Dependents in the Plan by the Dependent Enrollment Deadline Date or within 31 days of marriage, birth, adoption or placement for adoption, arrival in the U.S., or ineligibility under another creditable coverage plan (proof of date of birth, adoption or placement for adoption, or marriage, arrival in the U.S., or ineligibility under another creditable coverage plan may be requested). Dependents must be enrolled in the same term in which the Covered Student is enrolled. For questions about enrollment, contact Ascension at (800) 537-1777 (Monday–Friday, 8:00 a.m. to 5:00 p.m. PT).


 Rates and Important Dates (include insurance premium and administrative fees.) 

 

Fall

08/01/2016 to 01/11/2017

Spring/Summer

01/12/2017 to 07/31/2017

Waiver Deadline

09/09/2016

01/20/2017

Dependent Enrollment Deadline

09/09/2016

01/20/2017

Student

$651.50

$764.50

Spouse/Registered Domestic Partner

$651.50

$764.50

Each Child*

$651.50

$764.50

 

* Premium is charged per child, up to three (3) times the premium fee, after which no further premium is charged for additional children. For more information, please visit www.4studenthealth.com/plnu.