There are several financial resources available to you which can be combined to help pay for your education. These are the resources you should seek out first to make furthering your education more affordable. Move down the list as necessary, but always remember to consider what your payment amounts will be before deciding to take on additional debt.

1. Scholarships & Grants

Free aid offered by federal and state governments, PLNU and/or outside agencies

2. Self-Payment

Savings, monthly payment plan, family and friends

3. Federal Loans

Low interest rate loans, such as Perkins and Federal Direct Loans, offered by the federal government

4. Graduate PLUS Loans

Credit-based federal loans used if the cost of attendance exceeds federal loan eligibility

5. Private Loans

Credit-based loans used when all other resources are exhausted or if your program is not eligible for federal aid

For more information on the financial aid process, visit the American Student Assistance website.

 

Scholarships

A scholarship is financial aid that does not need to be repaid. Scholarships are merit-based, which means they are offered based on merit or achievement in a specific area. You can receive scholarships through PLNU or apply for others online. Some scholarships require students to complete the Free Application for Federal Student Aid (FAFSA).  

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Grants

A grant is financial aid that doesn't need to be repaid. Grants are often a type of need-based aid, meaning they are given based on financial need as determined by the Free Application for Federal Student Aid (FAFSA). All students are required to file a FAFSA if they'd like to receive Federal Student Aid. 

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Loans

A loan is financial aid that must be repaid with interest. All Federal Financial Aid is determined by the information contained on the Free Application for Federal Student Aid (FAFSA). Students are required to file a FAFSA if they'd like to receive Federal Student Aid. 

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Other Programs

In addition to need-based aid listed above, PLNU offers other aid programs such as VA Benefits and ROTC, Vocational Rehabilitation, and Federal Work Study.

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