Graduate Financial Aid Terms & Conditions



 To be eligible for state or Federal Financial Aid as a graduate student, you must be: 

  • A U.S. citizen or eligible non-citizen

  • Classified as a degree-seeking student at Point Loma Nazarene University 

    • Unclassified students, non-degree-seeking students, and provisionally-admitted students are not eligible for Federal Financial Aid

  • Fully admitted by Admissions to the University and to your Program. 

  • Enrolled at least half-time (3 credit hours in a Graduate program and 6 credit hours in a Credential program) per semester 

  • Maintaining Satisfactory Academic Progress 

Your financial assistance is awarded based on merit and/or calculated need as federally-determined from the information provided on your FAFSA.

 To be eligible for most types of Institutional Aid, you must have full-time enrollment (6 or more units as a Graduate student and 12 or more units as a Credential student) per semester. 

Financial Aid Awards

If requested, you must provide documents to Center for Student Success in order to verify the accuracy of information reported on the FAFSA before financial aid can be awarded and/or disbursed. Students must re-file the FAFSA each year for the upcoming academic year. 

The following processes are required before funds can be applied towards your charges:

Accepting or Declining Your Awards:

  • Financial aid awards will not credit to your student account until you have actively confirmed all awards by either accepting or declining them in your student portal at

  • You will be awarded with your maximum loan eligibility, but we encourage you to accept only what you need to cover your tuition and educational expenses.  

  • You have the option to accept all of your awards, some of your awards or reduce the amounts you have been awarded through your student portal. 

These processes can be completed online at

Federal Direct Loan

·         Loan Entrance Counseling (for first-time awards)

·         Master Promissory Note (MPN)

 Federal PLUS Loan

·         PLUS application  

·         PLUS Entrance Counseling

·         PLUS Master Promissory Note (MPN)

Funds will not be credited until these items have been received, continued eligibility has been verified, and until you have completed all required steps for any individual award as directed on your portal or in missing information communications sent to your PLNU email.


Federal Direct and PLUS loan funds have an origination fee that will be taken out of your loan amount prior to disbursement.  The amount that will post to your student account is the net amount after any applicable fees. 

Financial Aid is funded in one installment each semester approximately one week after classes begin, unless otherwise noted. Students who are only registered in Quad II classes, will have their Financial Aid funded during the second week of Quad II. Review your loan(s) on your student portal ( to see the amount scheduled for each term. Financial Aid funding is made directly to your student account. Any Federal funds in excess of your charges will be refunded to you within 14 days of the disbursement to your student account.

If you receive any financial assistance from an outside source (e.g., a private scholarship, employer reimbursement) that is not included on your Award Letter, you must inform the Center for Student Success.  

Revision or Cancellation of Financial Aid Award

Your financial aid award could be revised or cancelled for a number of reasons including, but not limited to, the following:

  • Changes in financial, marital, enrollment or academic status 

  • Changes of academic program 

  • Change of residence (living with parent to living off campus) 

  • Failure to maintain Satisfactory Academic Progress (SAP). Review our SAP Policy.

  • Changes in laws, regulations, appropriations 

  • Failure to comply with program guidelines and regulations 

You will be responsible for repaying any funds you receive that exceed your financial need, or if for any reason, you become ineligible for the financial aid. If you drop classes, withdraw, or make other academic changes, your financial aid awards may be adjusted and repayment may be required. Please contact the Center for Student Success prior to dropping or withdrawing from the university. It may impact your current or future aid eligibility. 

You must notify the Center for Student Success if you withdraw from the University or plan to take a semester off. If you stop attending classes without officially withdrawing or completing a Leave of Absence, your financial aid awards may be adjusted and repayment may be required.  

Consumer and Safety Information

View a complete list of consumer and safety information for Point Loma Nazarene University. You may also request a written copy of this information by emailing the Center for Student Success at or by calling our office at (619) 563-2850.

Privacy Information 

PLNU reserves the right to release to the U.S. Department of Education and state agencies, scholarship donors, and college scholarship selection committees any information requested pertinent to your awards (i.e. enrollment status, address, GPA and financial need). However, the University believes the application for and the receipt of financial aid is a confidential matter; information will not be released (other than to these offices/ committees above) without the student’s written permission. We will not discuss your student account or financial aid with your family members or friends unless you specifically grant them permission through the Information Releases section of your student portal ( You can update your information releases at any time. 

Center for Student Success

4007 Camino del Rio South Suite 102

San Diego, CA 92108

Phone: 619-563-2850