Payment and Billing

Due Dates

Due Dates

Payment of tuition, fees, and on-campus room and board charges is due by the following deadlines:

  •  Fall 2024 - August 1, 2024
  • Spring 2025 - January 3, 2025

See other Important Dates and Deadlines

Viewing Your Bill

Viewing Your Bill

View your statement by following these steps.

  • Log in to
  • Click the Finances Application
  • Click the yellow View Statement button 
  • Select the appropriate term and then select ok to view your statement. 

Before the payment deadline for each term, both the registered student and any approved third-party users will receive an email notification. The email will advise them to view their statement in Workday. 

The statement is a detailed document that shows the class schedule, term-specific charges, applied payments, and anticipated financial aid or payments that are still pending. 

The "due now" figure represents the amount that needs to be paid. The statement of account, or bill, also serves as the invoice that should be used for making payments.

Need assistance understanding your statement? Check out our guide: Understanding Your Statement

Need assistance understanding Workday’s Finance Worklet? Check out our guide: Overview of Student Financials Worklet


Need Parent or Third Party Access?

Does someone other than you need access to your bill or financial information (your parents, guardian, spouse, etc.)? Have them set up a Third Party User Account via Workday. Then they will be able to see your statements, make payments, and receive important email notifications.

Payment Plan

Payment Plan

There are two options available to PLNU students for payment of remaining account balances. 

  • Pay in Full: There are three methods of payment available (online, by mail, in person).
  • Monthly Payment Plan (TIP): Students and parents looking for help with large semester payments or reducing loan debt can sign up for an interest-free monthly payment plan.

Pay in Full

There are three methods of payment available.


By Mail In Person

E-check payments can only be made online through your portal account. Here’s how:

  1. Log into Workday.
  2. Select Finances Worklet.

  3. Click on Make a Payment.

  4. In the Payment Description Field, select E-Check Payment.

  5. Payment Type will auto-populate. Verify the Payment Amount and select ok.

  6. Confirm the Payment and select ok.

Send your statement stub (printed from your portal account) with a check to:

Attn: Cashier
3900 Lomaland Drive
San Diego, CA 92106

Be sure to include the student's name and ID number on the check.

Visit the PLNU cashier in Draper Hall
(Next to SFS Office)

Monday – Friday 10-12 and from 12:30-2:30.


Credit and debit cards are not accepted as payment. Please pay with cash, check, cashier’s check, or money order.

Monthly Payment Plan (TIP)

PLNU provides students and parents a monthly payment plan called Tuition Installment Plan (TIP). Students and parents looking for help with large semester payments or reducing loan debt can sign up for an interest-free monthly payment plan.

Fall Semester Plans Spring Semester Plans
3-Month: August 15 – October 15 3-Month: January 15 – March 15
4-Month: July 15 – October 15 4-Month: December 15 – March 15
5-Month: June 15 – October 15 5-Month: November 15 – March 15

Tuition Installment Plan FAQs

What is PLNU's Tuition Installment Plan (TIP)?

The Tuition Installment Plan helps families of undergraduate students by dividing educational costs into multiple payments per semester without accruing interest or late fees as long as the budget covers the current semester's charges and payments are made on time, according to the contracted amounts.

How do I enroll?

To enroll in TIP, log into Workday. Click the Tuition Installment Plan (TIP) worklet and follow the online instructions. 

IMPORTANT NOTE: There is a non-refundable enrollment fee of $40 per semester plan.  

LINK: How to Enroll in TIP

How can I pay?

Direct debit: Your checking account will be automatically debited on the 5th or 20th of the month according to the payment plan you select.

How do I confirm that my TIP budget is sufficient?

Compare your completed worksheet to your semester bill. If you find a discrepancy, you can adjust your budget by contacting your Student Financial Services advisor or emailing your change to

What else do I need to know?

  • The enrollment fee is non-refundable.
  • Non-budgeted items such as library fees, Wellness Center charges, parking fees, chapel fines, and residence hall fines should be paid directly to PLNU.
  • Only semester charges billed through student accounts can be included in your TIP budget. Semester charges include tuition, housing, meal plans, mandatory fees, health insurance, and course fees. Books cannot be included.
  • Returned payments will be charged a $25 service fee.
  • Two returned checks will result in cancellation of your semester plan. The balance on your contract will post to your student's account and a five percent late fee will be assessed on the remaining student account balance. 

Please use this Payment Worksheet in conjunction with your statement to determine the amount of your TIP for the fall/spring semester. This is for your reference only and does not need to be returned to Student Financial Services.

Changes to Your Bill?

Changes to Your Bill?

There are several reasons changes to your bill can occur throughout the semester.  Changes in registration and fines are some of the charges that could affect your bill. 

It is important you keep an eye on your student account, even after paying in full, because there are many reasons your account balance may change. 

Reasons your student account balance may change after the first bill:

Lender Fees

The initial statement of account will include the actual amount of aid for which you have been awarded, but it will include an estimate of the amount of origination fees your lender will subtract prior to sending the funds to PLNU. Lenders are allowed some flexibility in the amount of fees they charge, so it is possible the amount that posts to your student account will be slightly different than the amount of aid that appeared on your first statement of account.

Changes in Registration

If you register for 12-17 units, you will be charged a “block” tuition rate. This means your tuition costs will not change when you add or drop classes within 12-17 units. However, if you make a change to your registration that brings you outside of block tuition, you will see a change in your tuition costs.

Some courses carry additional fees that will be charged regardless of whether or not you are within block tuition. For example, if you add a science lab with an associated fee, you will be charged the lab fee even if you are not charged for additional units. Also, if you add a private music lesson you will be charged a Private Music Lesson Fee as well as a Practice Room Fee.

If you register for an independent study (or directed study) course, you will be charged a $250 fee per unit in addition to any tuition costs. For example, if you register for a 3-unit independent study course that brings you to 18 units, you will be charged for the one unit of tuition that is above block tuition and you will be charged an additional $750 fee ($250/unit). If you add an independent study course but remain within block tuition, you will only be charged the additional $250/unit.

For more information regarding specific fees, please refer to the Tuition and Fees section of the Undergraduate Catalog.

Manual Charges

We endeavor to ensure that all charges are placed on your student account prior to sending out your first statement of account. However, there are some charges that must be placed manually and may hit your account after the first bill has been sent out.

Room and Board Changes

All on-campus students are assigned a standard meal plan, which is included in the room and board charge that appears on a student’s first statement of account. Students have the option to change their meal plan during the first two weeks of each semester. If a student chooses a larger meal plan, this may create a balance owing on a previously paid student account.

Fines that may hit your student account at various times during the semester:

Chapel Fines

Each PLNU undergraduate student is required to attend a certain number of chapel services, unless they have been granted an official waiver. According to institutional policy, one to five excessive chapel absences will result in a fine of $5 for each absence and six or more excessive chapel absences will result in a fine of $20 for each absence in excess of five. Chapel fines are placed on student accounts at the end of each semester.

Read more about chapel and chapel attendance policy.

Residence Hall Fines

Residence hall fines are placed on student accounts when a residence hall policy is violated. Most commonly, these fines are placed at the end of each semester or at the beginning of holiday breaks, when hall inspections take place. Students are expected to follow proper checkout and safety procedures.

Public Safety Fines

Parking and Public Safety fines are placed on student accounts if they have not been paid or appealed within 10 days of the ticket issue date. 

Read more about Public Safety policies and appealing or paying for a ticket.


Refund | Withdraw or Leave of Absense

If a student withdraws from PLNU during a semester, we are here to help get through that process. 

Reminder - PLNU partners with GradGuard to offer Tuition Insurance. Read more about tuition refund insurance here.

See below for our policies and procedures to consider:


  • Fees are refundable during the fall and spring semesters through the fourth week of classes.
  • Residential hall fees are refundable according to the tuition refund schedule except for the first two weeks of the semester, during which there is a charge of $31 per night. The housing deposit may be refunded (after a 30-day waiting period) to students who withdraw after the eighth week of the semester, provided all accounts have been paid in full.


Meals are pro-rated as of the date the withdrawal is received by the residential staff.


  • Tuition is computed during the fall and spring semesters at the following percentages upon filing a properly executed change of schedule or withdrawal with the Records Office.
    • First Two Weeks of Semester: 100%
    • Third Week: 75 percent
    • Fourth Week: 50 percent
    • Fifth through Eighth Weeks: 25 percent
  • Students are not entitled to any tuition refund after the end of the business day on Friday of the eighth week of a regular semester. Specific refund dates are published in Loma Link (the university's student newsletter). According to federal regulations, if you are receiving federal financial aid and withdraw at any time during the semester, a portion of your federal aid may be refunded to the lender or the Department of Education. For additional information, contact Student Financial Services.

Department of Defense (DOD) Tuition Assistance Refund Policy


Military Tuition Assistance (TA) is awarded to a student under the assumption that the student will attend school for the entire period for which the assistance is awarded. When a student withdraws, the student may no longer be eligible for the full amount of TA funds originally awarded. To comply with the Department of Defense (DOD) policy, Point Loma Nazarene University (PLNU) will return any unearned TA funds on a prorated basis through at least the 60% portion of the period for which the funds were provided. TA funds are earned proportionally during an enrollment period, with unearned funds returned based upon when a student stops attending (withdrawal from, dropping the course, or ceasing to attend). In instances when a service member stops attending due to a military service obligation, PLNU will work with the affected service member to identify solutions that will not result in a student debt for the returned portion in compliance with the DOD policy.

Student Responsibility

This policy serves to fully inform students receiving military tuition assistance of the required actions the College must take to comply with the DOD Memorandum of Understanding Return Policy for Military Tuition Assistance funds rules and align with the return of unearned student aid rules applicable to the Federal Student Aid as required under section 484B of the Department of Education Title IV of the Higher Education Act of 1965.


This policy applies only to students receiving Military Tuition Assistance (TA). This tuition assistance is a benefit that is available only while the student is in the service. This policy does not apply to Veterans or Veterans benefits. Refund calculations apply to any student who is attending Point Loma Nazarene University and withdraws within 60% into the period of enrollment for which the student has received TA. The amount of unearned TA that is returned is based on the date of withdrawal from the course. Once a student has completed more than 60% of the period of enrollment, all of their assistance has been earned (by the school) and will be retained by the university. Withdrawals prior to 60% follow the refund schedule detailed above.

Financial Aid

Refunds for financial aid can be a detailed process. As always, you can contact us for support and guidance, but below are policies and procedures to consider.

If a student withdraws from PLNU during a semester, a portion of the student’s financial aid may have to be returned. To begin the withdrawal process, a student must contact the Records Office. Refunds and returns will be determined by the official date of withdrawal as determined by the Records Office.  If a student does not begin the official withdrawal process, the official date of withdrawal is determined in consultation with the Records Office.

Federal Aid

Federal aid returns are determined according to the Return of Title IV Funds (R2T4 calculation) process as mandated by federal regulation. The R2T4 process calculates any unearned financial aid received or post-withdrawal disbursement due to the student. Post withdrawal disbursements are considered aid that could have been disbursed which is determined with the R2T4 calculation. If a post withdrawal disbursement is due to the student the SFS office will disburse those federal funds in accordance with Federal Student Aid Post-Withdrawal disbursement rules. Additionally, any unearned federal financial aid will be processed and returned to the Department of Education in accordance with federal student aid guidance.

Note: students begin earning financial aid from the first day of class and the percentage of financial aid earned is determined by dividing the number of days the student completed in the term by the total number of days in the term. If the student attended 60 percent or more days the student can retain all aid originally awarded. If the student attends less than 60 percent PLNU will return funds.

Funds will be returned in the following order:
Order of return of Title IV funds A school must return Title IV funds to the programs from which the student received aid during the payment period or period of enrollment as applicable, in the following order, up to the net amount disbursed from each source:

  • Unsubsidized Direct Loans (other than Direct PLUS Loans)
  • Subsidized Direct Loans
  • Direct PLUS Loans
  • Federal Pell Grants for which a return of Title IV funds is required
  • FSEOG for which a return of Title IV funds is required
  • TEACH Grants for which a return of Title IV funds is required
  • Iraq and Afghanistan Service Grant, for which a return of Title IV funds is required

Example: If there were 109 total days in the term and the student completed 54 days, the student would earn 49.5 percent of the Title IV aid received (54/109 = 49.5 percent). In our example, the student originally received the following federal awards for the term:

Pell Grant $2,775
SEOG Grant $600
Subsidized Federal Direct Loans $2,723
Unsubsidized Federal Direct Loan $990
Total Federal Aid $7,088

Per the government’s formula, the student earned $3,509 (49.5 percent x $7,088 = $3,509). Next, we need to determine the amount of aid that needs to be returned to the Title IV programs (total federal aid originally received minus aid earned).

Total Federal Aid Originally Received $7,088.00
Total Federal Aid Earned - $3,509.00
Total Federal Aid to be Returned $3,579.00

NOTE: The student is responsible for any owing balance this may cause on the student’s PLNU account. PLNU will return any unearned Title IV funds to the Department of Education on the student’s behalf.

Cal Grant 

Cal Grant is returned according to the Institutional Refund Policy.

Example: If a student withdraws during the third week of semester-long courses, PLNU will return 75 percent of the Cal Grant disbursed.

Amount disbursed: $4,612 x 75 percent = $3,459
PLNU will retain $1,153

Institutional Aid

Institutional aid (academic, departmental, athletic, and endowed scholarships; church and institutional grants; etc.) is returned according to the Institutional Refund Policy.

Example: If a student withdraws during the fourth week of semester-long courses and received a Provost academic scholarship, PLNU will return 50 percent of the amount disbursed.

Amount disbursed: $3,500 x 50 percent = $1750
PLNU will retain $1,750

Tuition Remission

Tuition remission is equal to the amount charged.

Example: If a student withdraws during the sixth week of semester-long courses, the student will be charged 75 percent of tuition cost.

Cost of tuition: $14,450 for the semester x 75 percent
Tuition remission = $10,837.50

VA and Other Outside Agency Awards

These are returned according to the agencies’ policies.

Private Loan Funds 

These are returned according to the Institutional Refund Policy. Upon the student’s request, PLNU may retain funds to pay any balances, since this is a private loan the student must pay back.

Using Your 529 Plan

Using Your 529 Plan

A 529 Plan is a savings plan created by a state or educational institution to assist families in saving for future college expenses. It operates under Section 529 of the Internal Revenue Code, which was established in 1996.

PLNU accepts 529 Plans as a tuition payment method and has collaborated with state, employer, and private 529 plans.

If you have any inquiries regarding your 529 plan, we suggest reaching out to your specific plan provider.

Read more about 529 Plans on the IRS website.

Billing FAQs

Billing FAQs

How do I access my billing information?

Billing Information is accessible via the Workday Finances worklet after July 1.  The Finances worklet houses information regarding your Account Activity & Outstanding Charges.

How will I receive communication about my bill?

Prior to the beginning of the term, students and approved Third Party Users are emailed a notification indicating that their statement is available to view via Workday. Subsequent to this email, students with a “Due Now” balance are sent a monthly email notification regarding their statement.
All emails are sent to the student’s official PLNU email account and the email address listed in the Third Party User’s contact.

What if I pay my bill late?

Students will be assessed a five percent late fee if there is an unpaid “net balance” on their account after the semester payment deadline.

View important dates and deadlines.

Can I mail my payment?

We encourage you to make your payment online, but if you wish to mail your payment, please print your bill and detach and include the payment remittance form at the top of the bill with your payment. Please write the student's name and PLNU ID number on the memo line at the bottom of the check. Mail the payment to:

Point Loma Nazarene University
Student Financial Services Office
3900 Lomaland Drive
San Diego, CA 92106

See all your options for payment.

How can my parents of authorized payers view my billing information and make payments?

Students must grant Third Party User access to any person they would like to view billing activity and make payments. Students can add and update their Friends and Family via Workday.